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Fixed-Deposit

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Fixed Deposit Scheme

A fixed deposit (FD) is a financial instrument provided by banks or NBFCs which provides investors a higher rate of interest than a regular savings account, until the given maturity date. It may or may not require the creation of a separate account.

Terms & Conditions:-

  • Minimum FD would be of Rs.1,000 and further in multiple of Rs.1,000
  • Interest calculation Quarterly compound.
  • No TDS Deducted on interest. Paid by MountSoft on Deposit.
  • Loan available against deposit up to 70% of deposited amount after one month from the date of deposit.
  • Rate of Interest on loan against FD would be 6% higher than applicable rate of interest to your deposit.

    • Pre Mature Closure Of Deposits:-

    Fore closure of Deposits will not be permitted until completion of 3 months From the date of Deposits. Deposits foreclosed after 3 months but before 6 months from the date of Deposits no Interest will be paid. Deposits foreclosed after 6 months, interest at 2% shall be deducted from the normal rate of Simple Interest for the period of Deposit.