Location :  Plot no 17
Vikash Nagar,Tedi Baghia, Agra
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+91 98707 84081, 99176 77773

Company Profile

We Work for Your Incredible Success

Cultivating The Habit Of Savings Among Members

Nidhi Companies are NBFCs but they have been exempted from the requirement of registration under Section 45-IA of the RBI Act, 1934 subject to certain conditions. Nidhi Companies are regulated by Ministry of Corporate Affairs, Government of India. Companies that do financial business but are regulated by other regulators are given specific exemption by the Reserve Bank from its regulatory requirements for avoiding duality of regulation.

It may also be mentioned that Mortgage Guarantee Companies have been notified as Non-Banking Financial Companies under Section 45 I(f)(iii) of the RBI Act, 1934. Core Investment Companies with asset size of less than ₹ 100 crore, and those with asset size of ₹ 100 crore and above but not accessing public funds are exempted from registration with the RBI.Manokamana Nidhi Limited has the rules and objectives of that are the same as a bank, but is only in effect to someone (a members group) who has agreed or joined this agreement, as a bank, but to do business for the Its Member only.So if the term is a quasi-bank, i think that the rules and objectives of that are the same like the commercial bank, but this thing are only in effect to someone (a members group) who has agree/join on this agreement. as if a bank, but not the one honored to do business for public.Performing through Banking system which comes under the Nidhi, DCA, NBFC and RBI, Manokamana Nidhi Limited. is introducing a lot of innovative ideas day by day to make our nation financially strong and that is the reason we are one of the fastest growing NIDHI company cum Bank in the industry. The way we provide service to our members is far better than others and we are trying to make it much better as our aim is to provide extreme level service to people as well as to our nation. Providing a world class financial support, Manokamana Nidhi Limited. is continuously securing the society, we live in; on the other side, creating all new service method spontaneously Manokamana Nidhi Limited is presenting a pleasant way which will help human being to lead the life comfortably. In a word we can say that Manokamana Nidhi is the “New Way Of Your Savings”. Manokamana Nidhi family.

Our Service
Manokamana Nidhi Limited is a type of non-banking financial company (NBFC). It is designed to provide loans, money deposits, and lending to its members. It develops the habit of saving among its members and works on the principle of mutual benefit.
All Type Deposit
FD in Manokamna Nidhi gives more interest to our citizens and our senior citizen customers get a higher interest rate of 12% p.a for any tenure.
All Type Accounts
We have all types of accounts such as: Savings Account, Kisan Nidhi, Bitiya Nidhi, Mahila Nidhi are opened and attractive interest rate is given.
All Type Loan
We offer various types of loans to our customers with the lowest interest rate such as: Gold loan, Mortgage loan, Against deposit loan, Daily loan scheme.
Micro Finance
An idea can come from anywhere, through anyone. For which we also give microfinance loan so that you can make your dreams come true.